32 Cards

Rules of the game of 32 Cards

The simplest way to interpret 32 Cards is to think of it as baccarat for four handicapped players, but below we explain what that means exactly.

The cards of 32 Cards are the regular playing cards, but without the A, 2, 3, 4 and 5. The cards 6-10 hold their own value, but the J, Q and K are the highest cards and continue counting where the 10 left off: the J is 11 points, Q is 12 points and K is 13 points.

In a new round, four cards are dealt to four different 'players': 8, 9, 10 and 11. These numbers are not just names, but the points that each player starts with (the handicap). If the 8 also gets a card with 8, then there are 16 points on the table. Thus, if four Ks are shared, the total points are in order: 21, 22, 23 and 24 points.

This also means that not every position has the same chance of winning. The 11 wins most often, by the highest lead. Each position has different payouts and even a different RTP. For 8, the highest payout applies: 12x the BET, which goes in order through 5.5 x the BET and 3.2 x the bet to 2x the bet. A complete overview of payouts and RTPS can be found in the table below.